I think my credit score is like 540. I am a veteran, so you can use the VA Home Loan. Please read on …? I just started working as a driver's truck on the road, so do not have a direction physics. Around July or August, I would get a mortgage for a duplex … then I think I will get 15 000 dollars in savings. I currently earn about $ 40,000 / year. What I can do to increase my credit score at 8 months? I had no late payments in the last 12 months, but my expenses are my account sprint, car insurance, SIRIUS radio, Visa and MasterCard (and health insurance, but maybe that is taken directly from my salary). If I paid my dad as $ 50 per month for the rent that would improve my chances of getting a loan? I'm thinking of buying a duplex, which costs between $ 80 000 – $ 100 000. thanks your answers!
I guess that their scores are low due to late payments on their accounts open or closed even. Also if you are looking for a home in eight months, should not open new accounts and keep up to date on the accounts you have now. It is very important. Because time heals bad credit. The sprint, the insurance car and pay your father has no impact on your credit, the reason is that offices are not, unless the accounts go bad. Then appear as a collection account. Visa and MasterCard in his attempt to pay the balance below 35% upper limit on the cards. This will show that he does not live in debt and improve your score in a short time. I am in favor of a credit repair company is Trinity Credit Services, contact Leana, a senior consultant. You will be given a little help professional to get your score over a period of 6 months. Good luck!
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